Over time the health of your teeth can start to take a hit. The older we get the more susceptible our teeth become to decaying and fracturing. That’s why it is so important we take good care of our teeth.
The problem is most people in their 50’s and 60’s don’t have dental insurance. This is usually because they are retired and can’t afford it.
What about Medicare?
Medicare doesn’t cover most dental procedures. Most people end up having to pay out of their pocket. What if you need a procedure done and can’t afford to pay out of pocket? What can you do? Here are a couple of options for handling the issues of no dental insurance.
Take preventive measures
If you want to reduce visits to the dentist, take preventive measures. Preventive measures include brushing your teeth on a regular basis and flossing every day.
You should brush your teeth two times a day for at least two minutes. When you floss use a water flosser. If at all possible brush your teeth with an electric toothbrush. Doing so will help you clean your teeth much better.
Every morning, when you wake up, rinse out your mouth using an antibacterial mouthwash. Right before you go to bed you should do the same thing. Only this time rinse with a fluoridated mouthwash. Doing so will help prevent cavities and eliminate as much of a need for seeing a dentist when you don’t have insurance.
Look for a dentist that offers a payment plan
These days it is very common for dentists to offer a payment plan. Each dentist is different and will therefore offer different arrangements. For example, some may allow you to pay an annual fee over time while others may have partnered with other companies to offer their patients some type of financing.
Shopping around will help you find the right option for your specific needs. Start by finding out what dental offices in your area offer payment plans, and then find out the terms of those plans. You should specifically ask about how they handle patients without insurance.
It shouldn’t be difficult to get the dental procedure you need done, even without insurance. If you’re in pain or just need a procedure taken care of, you can see a dentist with no insurance.